New Jersey Health Insurance Online
Reader’s Question:
I am still a college student and I am looking for a health insurance available for me in New Jersey. Because I am no longer a qualified dependent, I am no longer covered under my parent’s plan. What can I do?
Martina
Elizabeth, NJ
Very well, Martina.
There is always something than you can do. For starters, you can purchase a student health insurance that is specifically designed for undergraduate college students in New Jersey. Most student health insurance policies are ideal for single students like you who are no longer covered under parents’ health plan.
If you find the traditional health insurance plan to be too expensive in New Jersey, then you can purchase a student health insurance plan instead. Student health insurance policies are also ideal for those who live outside their parents’ HMO or PPO area especially to those who are studying abroad, or those who are required insurance coverage but do not intend to choose a college-sponsored plan.
Most student health insurance policies can readily be purchased from the internet. If you do so, the earliest time your coverage can begin is the day after the transmission, given that you have passed eligibility requirements. I can give you an example to illustrate this better. When I purchased on for my daughter last March 16th, her coverage began at 12:01 on Mach 17th.
