Auto Insurance Quotes Online Elizabeth New Jersey NJ
Reader’s Question:
I’m a car owner in Elizabeth New Jersey NJ. One thing that always catches my attention whenever I buy or renew an auto insurance policy is an item called policy fee. Can auto insurance companies really collect it from their customers?
Ulrich
Elizabeth, NJ
Auto insurance companies in Elizabeth New Jersey NJ and other places are in business to make a profit, Ulrich. So they’ll do anything legal to maximize earnings and minimize expenses. One area where they can achieve it is the policy fee, which some of them use to offset commissions they pay to their agents.
Whether they call it policy fee, application fee, or renewal fee, they’ll tell you that this is to cover costs like postage and “handling”, whatever that means.
So going back to your question, yeah, they sure can. The good thing is, if you don’t like the way one auto insurance company routinely slaps you with a policy fee, you can always shop around for another that treats you better in this department.
There are a few things you can do to minimize or even avoid it. When requesting a quote from an agent in Elizabeth New Jersey NJ, ask point blank if his auto insurance company charges a policy fee. Tell him frankly that you don’t want to pay for it. Or you can request for quotation with no extra charges for ‘handling’. This is important: get an answer in writing.
If you enter your zip code on the form found on this page, you will be taken to pages that give information on comparative auto insurance premium rates which will help you save on costs.
Tags: auto insurance leads, auto insurance online, auto insurance quotes, auto insurance rates
Loading ...